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Spring Dew [userpic]

Banking, still

July 24th, 2008 (02:31 pm)
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current location: casa new jersey

So, I'm out sick today due to digestive instability disaster. In between the, um, ramifications, I am also looking at banks so that I can end the ass-raping relationship that I have with my current one.

Criteria:

- Online bill pay with e-bill
- No-fee checking (either with direct deposit or automatic transfer or whatever)
- Online statements
- Overdraft protection
- WYSIWYG statement/transaction history (in other words, no hocus-pocus)

Earning interest would be nice, too, but I don't generally expect that in a checking account. In fact, institutions get extra credit for:

- Interest
- Payees already on file (so I don't have to fill in addresses etc. for the phone company or major creditors)
- Built-in overdraft protection (that I don't have to sign up for)
- Easy to find routing numbers

That's all I can think of under the circumstances. With that, a poll.

Poll #1229024 Banking

Which bank is your favorite?

What do you like most about them?

What do you like least about them?

What bank is your least favorite?

What do you like least about them?

What redeeming charactistics, if any, are there about them?

What is the most ridiculous thing you can think of to tell me right now?



The poll is viewable by me only in case you'd rather not let the whole Intarwebz know with whom you bank. Gracias!

Edit : I should have said "bank or credit union" above. CUs are on the table too. Frankly, I didn't realize the difference until today. So please tell about your CU if you belong to one, pretty please? Thanks!

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